The fraudulent practice of sending e-mails purporting to be from legitimate companies in order to induce individuals to reveal personal information.
The article below is a good timely reminder from AVG about blindly clicking on a link that you receive in an email.
“Phishing” is a jargon name for emailing you something that purports to be from a legitimate source and tries to get you to click on a link and then enter some security information which they can use for their own purposes.
Have a read though the article, it’s important.
My recommendation is to NEVER click on a link that you receive in an email for banking or any other important service. If you get an email from Westpac (for example) saying something needs to be done no matter how legitimate it looks, delete the email and open the Westpac website directly from your browser (preferably from a favorite item), if something needs to be done I’m pretty sure they will tell you.